.actionstrip{display:flex;gap:6px;padding:6px 8px;background:var(--surface);border:1px solid var(--line);border-radius:12px;align-items:center;margin-bottom:14px}
  .actionstrip > *{flex:1;min-width:0}
  .actionstrip > span.dd{flex:1}
  .actionstrip button{padding:6px 11px;font-size:13px;border-radius:8px;width:100%;justify-content:center;white-space:nowrap}
  .actionstrip button.primary{flex:1}
  .actionstrip select{height:32px;font-size:13px;padding:4px 8px;border-radius:8px;border:1px solid var(--line-2);background:var(--surface);color:var(--ink);width:100%}
  .dd{position:relative;display:inline-flex}
  .dd.r .menu{left:auto;right:0}
  .mdiv{font-size:10.5px;color:var(--faint);text-transform:uppercase;letter-spacing:.06em;padding:8px 10px 3px;font-weight:600}
  .menu{position:absolute;top:42px;left:0;background:var(--surface);border:1px solid var(--line-2);border-radius:12px;
    padding:6px;box-shadow:0 8px 24px rgba(0,0,0,.12);z-index:60;display:none;min-width:180px}
  .menu.open{display:block}
  .menu button{width:100%;justify-content:flex-start;text-align:left;white-space:nowrap;border:none;background:none;padding:8px 10px}
  .menu button:hover{background:var(--surface-2)}
  .pagenav{display:flex;gap:4px;padding:4px;margin:0 0 18px;background:var(--surface-2);border:1px solid var(--line);border-radius:12px;width:max-content;max-width:100%}
  .pagenav button{border:1px solid transparent;background:none;padding:8px 16px;border-radius:8px;font-size:14px;color:var(--muted);gap:6px}
  .pagenav button:hover{color:var(--ink)}
  .pagenav button.on{background:var(--surface);color:var(--ink);border-color:var(--line-2)}
  .pagenav button svg{width:16px;height:16px}
  .chartbar{display:flex;gap:3px;padding:4px;margin-bottom:10px;background:var(--surface-2);border:1px solid var(--line);border-radius:12px;width:max-content;max-width:100%;overflow-x:auto}
  .chartbar button{border:1px solid transparent;background:none;padding:7px 13px;border-radius:8px;font-size:13px;color:var(--muted);gap:6px}
  .chartbar button:hover{color:var(--ink);background:var(--surface)}
  .chartbar button.on{background:var(--surface);color:var(--ink);border-color:var(--line-2)}
  .chartbar button svg{width:15px;height:15px}
  .canvas-card{background:var(--surface);border:1px solid var(--line);border-radius:16px;padding:10px 8px 4px;overflow-x:auto;position:relative}
  #flow{display:block;width:100%;min-width:640px}
  #tooltip{position:fixed;pointer-events:none;opacity:0;transition:opacity .1s;background:var(--ink);color:var(--paper);
    font-size:12.5px;padding:7px 10px;border-radius:8px;z-index:50;white-space:nowrap;font-variant-numeric:tabular-nums}
  input:focus,select:focus{outline:none;border-color:var(--accent);box-shadow:0 0 0 3px color-mix(in srgb,var(--accent) 18%,transparent)}
  .modal{position:fixed;inset:0;background:rgba(0,0,0,.45);display:none;align-items:center;justify-content:center;z-index:100;padding:20px}
  .modal.open{display:flex}
  .modalbox{background:var(--surface);border:1px solid var(--line-2);border-radius:16px;padding:22px;max-width:560px;width:100%;box-shadow:0 20px 60px rgba(0,0,0,.35)}
  .modalhead{display:flex;justify-content:space-between;align-items:center;margin-bottom:8px}
  .modalhead span{font-family:var(--serif);font-size:18px;font-weight:500}
  .modalbox code{display:block;background:var(--surface-2);border:1px solid var(--line);border-radius:10px;padding:12px;font-size:12px;font-family:ui-monospace,monospace;white-space:pre-wrap;word-break:break-all;color:var(--ink);margin-top:10px}
  .add{margin-top:9px;font-size:13px;padding:7px 11px}
  .offer{background:var(--surface-2);border:1px solid var(--line);border-radius:14px;padding:14px 15px;margin-bottom:11px;position:relative}
  .offer .disc{position:absolute;top:11px;right:12px;font-size:10px;letter-spacing:.06em;color:var(--faint);text-transform:uppercase;border:1px solid var(--line);border-radius:5px;padding:1px 5px}
  .offer .ttl{font-weight:600;font-size:14.5px;margin:0 0 3px;padding-right:44px}
  .offer .desc{font-size:13px;color:var(--muted);margin:0 0 11px;line-height:1.5}
  .offer .cta{font-size:13px;font-weight:500;padding:6px 12px}
  .offer .why{font-size:11.5px;color:var(--faint);margin-top:9px;display:flex;align-items:center;gap:5px}
  .adslot{border:1px dashed var(--line-2);border-radius:12px;padding:22px 12px;text-align:center;color:var(--faint);
    font-size:12px;letter-spacing:.05em;text-transform:uppercase;background:var(--surface-2);margin-bottom:11px}
  .adslot b{display:block;font-size:11px;font-weight:600;margin-top:3px;letter-spacing:.08em}
  .capture{margin-top:4px}
  .capture .cin{display:flex;gap:7px}
  .capture input{flex:1}
  .import{background:var(--surface);border:1px solid var(--line);border-radius:16px;padding:18px;margin-top:22px;display:none}
  .import.open{display:block}
  .import h3{margin:0 0 6px;font-size:16px}
  .import p{margin:0 0 12px;color:var(--muted);font-size:13.5px}
  textarea{width:100%;min-height:110px;font-family:ui-monospace,Menlo,monospace;font-size:12.5px;color:var(--ink);
    background:var(--surface-2);border:1px solid var(--line);border-radius:10px;padding:11px;resize:vertical}
  .btnrow{display:flex;gap:8px;margin-top:12px;flex-wrap:wrap;align-items:center}
  .maprow{display:flex;gap:14px;flex-wrap:wrap;margin-top:12px;font-size:13px;color:var(--muted);align-items:center}
  .maprow label{display:flex;gap:6px;align-items:center}
  .detect{margin-top:14px;font-size:13px;color:var(--muted);display:none}
  .detect.show{display:block}
  .chip{display:inline-flex;gap:5px;align-items:center;background:var(--surface-2);border:1px solid var(--line);
    border-radius:20px;padding:3px 10px;margin:3px 5px 0 0;font-size:12px}
  .review{margin-top:14px;display:none}
  .review.show{display:block}
  .review table{width:100%;border-collapse:collapse;font-size:13px}
  .review td{padding:5px 6px;border-bottom:1px solid var(--line)}
  .review td.amt{text-align:right;font-variant-numeric:tabular-nums;color:var(--muted)}
  .review select{height:30px;font-size:12.5px;padding:3px 6px}
  .bar503020{display:flex;height:34px;border-radius:8px;overflow:hidden;border:1px solid var(--line);margin:6px 0 10px}
  .bar503020 span{display:flex;align-items:center;justify-content:center;color:var(--on-accent);font-size:12px;font-weight:500;min-width:0}
  .legend{display:flex;gap:14px;font-size:12.5px;color:var(--muted);flex-wrap:wrap}
  .legend span{display:flex;align-items:center;gap:5px}
  .check{font-size:13px;margin-top:10px;display:flex;align-items:center;gap:7px}
  .bench{display:flex;flex-direction:column;gap:10px;margin-top:4px}
  .bench .b{font-size:13px}
  .bench .b .top{display:flex;justify-content:space-between;margin-bottom:3px}
  .bench .track{position:relative;height:8px;background:var(--surface-2);border-radius:5px;border:1px solid var(--line)}
  .bench .fill{position:absolute;left:0;top:0;bottom:0;border-radius:5px}
  .bench .mark{position:absolute;top:-3px;bottom:-3px;width:2px;background:var(--ink);opacity:.5}
  .subs{display:none} .subs.show{display:block}
  .subitem{display:flex;justify-content:space-between;align-items:center;padding:7px 0;border-bottom:1px solid var(--line);font-size:13.5px}
  .subitem .a{color:var(--muted);font-variant-numeric:tabular-nums}
  .hist{display:flex;gap:16px;align-items:flex-end;flex-wrap:wrap}
  .whatif label{font-size:13px;color:var(--muted)}
  .whatif .out{font-family:var(--serif);font-size:22px;font-weight:500;margin-top:8px}
  footer{margin-top:40px;padding-top:18px;border-top:1px solid var(--line);color:var(--faint);font-size:12.5px;line-height:1.6}
  .hero{margin:2px 0 16px}
  .hero h1{font-family:var(--serif);font-size:28px;font-weight:500;letter-spacing:-.02em;margin:0 0 4px}
  .hero p{margin:0;color:var(--muted);font-size:14.5px;max-width:70ch}
  .scenariobar{display:flex;gap:10px;align-items:center;flex-wrap:wrap;margin:0 0 16px;padding:10px 14px;background:var(--surface);border:1px solid var(--line);border-radius:12px}
  .scenlabel{display:flex;align-items:center;gap:6px;font-size:12.5px;font-weight:600;color:var(--muted);text-transform:uppercase;letter-spacing:.04em;white-space:nowrap}
  .scenlabel svg{color:var(--accent);flex:none}
  .scensel{flex:1;min-width:140px;max-width:280px}
  .scenbtn{display:flex;gap:6px;flex-wrap:wrap}
  .scenbtn button{padding:6px 12px;font-size:12.5px}
  .scenariobar select{min-width:150px}
  .goalgrid{display:grid;grid-template-columns:1fr auto auto;gap:6px 10px;align-items:center;font-size:13.5px}
  .goalgrid .lim{width:92px;text-align:right}
  .goalgrid .var{font-variant-numeric:tabular-nums;text-align:right;min-width:80px}
  .debtrow{display:grid;grid-template-columns:1fr 78px 66px 78px 34px;gap:6px;align-items:center;margin-bottom:6px}
  .debtrow input{height:36px;font-size:13px;padding:6px 8px;background:var(--surface);border:1px solid var(--line-2);border-radius:8px;color:var(--ink)}
  .debtrow input:focus{outline:none;border-color:var(--accent);box-shadow:0 0 0 3px color-mix(in srgb,var(--accent) 18%,transparent)}
  .seg{display:inline-flex;border:1px solid var(--line-2);border-radius:8px;overflow:hidden}
  .seg button{border:none;border-radius:0;padding:6px 12px;font-size:13px;background:none;color:var(--muted)}
  .seg button.on{background:var(--accent);color:var(--on-accent)}
  .embedbox{margin-top:12px;display:none}
  .embedbox.open{display:block}
  .embedbox code{display:block;background:var(--surface-2);border:1px solid var(--line);border-radius:8px;padding:10px;font-size:11.5px;font-family:ui-monospace,monospace;white-space:pre-wrap;word-break:break-all;color:var(--ink)}
  body.embed .wrap > *{display:none!important}
  body.embed .wrap{padding:8px}
  body.embed #budgetView{display:block!important}
  body.embed #budgetView > *{display:none!important}
  body.embed .chartbar,body.embed .canvas-card,body.embed #embedFoot{display:flex!important}
  body.embed .canvas-card{display:block!important}
  #embedFoot{display:none;justify-content:flex-end;font-size:11px;color:var(--faint);padding:6px 2px 0}
  #reportDoc{display:none}
  .report{font-family:var(--sans);color:#111;max-width:720px;margin:0 auto}
  .report h1{font-family:var(--serif);font-size:26px;margin:0;color:#111}
  .report .rsub{color:#666;font-size:13px;margin:2px 0 4px}
  .report h2{font-size:14px;letter-spacing:.03em;text-transform:uppercase;color:#444;margin:22px 0 8px;border-bottom:1.5px solid #222;padding-bottom:5px}
  .report table{width:100%;border-collapse:collapse;font-size:13px;margin:0 0 4px}
  .report th{text-align:left;font-size:11px;text-transform:uppercase;letter-spacing:.04em;color:#888;padding:4px 6px;border-bottom:1px solid #ccc}
  .report td{text-align:left;padding:5px 6px;border-bottom:1px solid #eee;color:#222}
  .report th.n,.report td.n{text-align:right;font-variant-numeric:tabular-nums}
  .report .rfoot{margin-top:26px;color:#999;font-size:11px;border-top:1px solid #ccc;padding-top:8px}
  @media print{
    @page{margin:16mm}
    .wrap,#tooltip,#toast,.modal{display:none!important}
    #reportDoc{display:block!important}
    .report h2{break-after:avoid}
    .report table,.report tr{break-inside:avoid}
    .report svg{max-height:380px!important}
    .report svg path,.report svg rect,.report svg circle{print-color-adjust:exact;-webkit-print-color-adjust:exact}
  }
  @media (max-width:820px){
    .grid,.panels{grid-template-columns:1fr}
    .debtrow{grid-template-columns:1fr 66px 54px 66px 30px;gap:5px}
    .debtrow input{min-width:0}
  }
  @media (max-width:560px){
    .tag{display:none}
    .hero h1{font-size:23px}
    .actionstrip{padding:5px;gap:4px;flex-wrap:wrap}
    .actionstrip > *{flex:1 1 auto;min-width:70px}
    .actionstrip button{padding:5px 6px;font-size:11.5px}
    .menu{max-width:calc(100vw - 28px)}
    #flow{min-width:0}
    .canvas-card{padding:8px 4px 2px}
    .scenariobar{padding:8px 10px}
    .scensel{min-width:0;max-width:none;flex:1}
    .scenbtn{width:100%}
    .scenbtn button{flex:1;padding:6px 8px;font-size:12px}
    .whatif #wiCat{min-width:0!important}
    .whatif input[type=range]{min-width:0!important;flex:1}
    .hist{flex-direction:column;align-items:stretch;gap:10px}
    .debtrow{grid-template-columns:1fr 56px 44px 56px 26px;gap:4px}
    .debtrow input{padding:6px 4px;font-size:12px}
    .healthCard,#healthCard{gap:14px!important}
  }
  @media (prefers-reduced-motion:reduce){ *{transition:none!important} }
/* helper/info text styling */
.helptip{font-size:12.5px;color:var(--muted);line-height:1.5;padding:8px 12px;background:var(--surface-2);border:1px solid var(--line);border-radius:8px;margin-top:10px}

/* content section for SEO/AdSense */
.content-section{margin-top:32px;padding-top:24px;border-top:1px solid var(--line)}
.content-section h2{font-family:var(--serif);font-size:20px;margin:0 0 10px}
.content-section p{font-size:14.5px;color:var(--muted);line-height:1.7;margin:0 0 12px;max-width:72ch}