Free personal finance tools that respect your privacy.
Currents exists because most budgeting tools ask for too much. They want your bank login, your email, your credit card for a "free trial." They store your financial data on their servers. They sell insights about your spending to advertisers.
We thought there should be a better option: powerful finance tools that run entirely in your browser, store nothing on any server, and don't require an account. So we built one.
Every tool is free, works offline after the first load, and saves data to your browser's local storage. Nothing is transmitted to any server, ever. When you share a budget link, the data is encoded in the URL itself — it never passes through us.
Your financial data never leaves your device. No accounts, no tracking, no data collection.
No premium tiers, no feature gates, no "upgrade to unlock." Every feature is available to everyone.
No signup flow, no onboarding emails, no waiting. Open the tool and start using it immediately.
Not just numbers in boxes. Visual flows, what-if scenarios, and health scores that change behavior.
Everything is stored in your browser's localStorage. We don't collect, transmit, or sell any financial data. We don't use analytics cookies to track your behavior on the site. When you export a backup, it downloads as a JSON file directly to your device. When you share a link, the data travels in the URL hash — it never touches a server.
If you clear your browser data, your saved budgets are deleted. We recommend using the backup feature periodically if your data is important to you.
The Currents blog publishes practical personal finance guides covering budgeting methods, saving strategies, debt payoff approaches, and money management fundamentals. All content is written for educational purposes and is not a substitute for professional financial advice.
Figures, projections, and calculations provided by Currents tools are illustrative estimates. They do not constitute financial advice. We are not licensed financial advisors. Always consult a qualified professional before making significant financial decisions.
Questions, feedback, or partnership inquiries? Reach out through our contact page.