Currents

About Currents

Last updated: July 2026

What is Currents?

Currents is a free, open suite of personal-finance tools: a budget visualizer with six chart types, a debt-payoff calculator, and a net-worth tracker. It runs entirely in your browser — no account, no server, no data leaves your device.

Why we built it

Most budget tools are either too simple (a spreadsheet) or too complex (an app that wants your bank login on day one). Currents sits in the middle: powerful enough to show you real patterns, simple enough that you can enter numbers and see your flow in under a minute.

How your data is handled

Everything is stored in your browser's local storage. We don't collect, transmit, or sell any financial data. When you share a link, the data travels in the URL itself — not through our servers. You can back up and restore your data anytime via JSON export.

Who maintains this

Currents is maintained by [Your Name / Your Brand]. Content on this site is for educational and illustrative purposes only. We are not licensed financial advisors, and nothing on this site constitutes personalized financial advice. Always consult a qualified professional before making significant financial decisions.