This privacy policy describes how Currents ("we," "us," "our") handles information when you use our website at currents.finance ("the Site") and our personal finance tools.
Currents stores all financial data you enter (budget figures, debt balances, net worth entries) exclusively in your browser's local storage. We do not collect, transmit, or store any personal or financial information on any server. We do not require registration, email addresses, or any personal identifiers to use our tools.
Currents itself does not set any first-party cookies. However, the following third-party services used on this site may set cookies or use similar tracking technologies:
Google Analytics: We use Google Analytics to understand how visitors interact with the Site (pages visited, time on page, general geographic region, device type). Google Analytics uses cookies to collect this information anonymously. No personally identifiable financial data is sent to Google Analytics. You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on.
Google AdSense: We display advertisements through Google AdSense. Google and its advertising partners may use cookies, web beacons, and similar technologies to serve ads based on your prior visits to this site or other websites. Google's use of advertising cookies enables it and its partners to serve ads based on your visit to this site and/or other sites on the internet. You may opt out of personalized advertising by visiting Google Ads Settings. You can also opt out of third-party vendor cookies for personalized advertising by visiting www.aboutads.info/choices.
Google Fonts: We load typefaces from Google Fonts. This sends your IP address to Google's servers. No other data is shared.
Information collected through Google Analytics is used solely to improve the Site's content, usability, and performance. We do not use this data to identify individual users. Advertising data is managed entirely by Google and its partners according to their respective privacy policies.
We do not sell, rent, or share your personal data with anyone. The only data that leaves your browser is anonymized analytics data sent to Google Analytics and advertising data managed by Google AdSense, as described above. When you use the "Share" feature in our tools, data is encoded into the URL you share — it does not pass through our servers.
Your financial data lives only in your browser's local storage. You can delete it at any time by clearing your browser data, using the "Clear all" function within the tools, or using the backup/restore feature to manage your data. We have no server-side copy of your data to retain or delete.
Google Analytics data is retained according to Google's data retention policies. You can learn more at Google's Privacy Policy.
You have the right to:
• Control cookies through your browser settings. Most browsers allow you to refuse cookies or delete existing cookies.
• Opt out of personalized advertising through Google Ads Settings or the Digital Advertising Alliance opt-out page.
• Opt out of Google Analytics tracking using the browser add-on linked above.
• Delete all your locally stored data at any time through your browser settings or the tools' built-in clear functions.
If you are located in the European Economic Area (EEA), United Kingdom, or California, you may have additional rights under GDPR, UK GDPR, or CCPA. Contact us through our contact page to exercise these rights.
Currents is not directed at children under the age of 13 (or 16 in the EEA). We do not knowingly collect personal information from children. If you believe a child has provided personal information through our Site, please contact us so we can take appropriate action.
If you are a California resident, you have the right to know what personal information we collect, request deletion of your personal information, and opt out of the sale of personal information. We do not sell personal information. For any CCPA-related requests, please use our contact page.
This Site is operated from and intended for users worldwide. If you access the Site from outside the country where our servers are located, your information may be transferred to, stored, and processed in a different country. By using the Site, you consent to such transfer, storage, and processing.
We may update this privacy policy from time to time. Changes will be posted on this page with an updated effective date. Continued use of the Site after changes constitutes acceptance of the updated policy.
If you have questions about this privacy policy or our data practices, please reach out through our contact page.