Currents

Terms & conditions

Effective: July 13, 2026

Acceptance of terms

By accessing or using Currents, you agree to be bound by these terms. If you do not agree, do not use the Service.

Description of service

Currents provides free browser-based personal finance tools including a budget visualizer, debt payoff calculator, and net worth tracker, for informational and educational purposes only.

No financial advice

Nothing on this site constitutes financial, investment, tax, or legal advice. Consult a qualified professional before making financial decisions.

Accuracy of calculations

All calculations are estimates based on data you enter. Actual financial outcomes may differ significantly.

Limitation of liability

The Service is provided "as is" without warranties. We are not liable for any damages arising from use of the Service, including financial losses from reliance on calculations.

Third-party links and ads

The Service may contain links to third-party websites or display advertisements. We are not responsible for third-party content.

Modifications

We reserve the right to modify these terms at any time. Continued use constitutes acceptance.